Total financing amount requested? *

Other Uses:

Please describe why you need financing.

Please mark ALL types of business financing you are interested in: *

Line of Credit (LOC)
Long Term Loan
Short Term Loan (aka Bridge loan)
Business Plan Startup Loan, because my score is LESS than 650

● A Line of Credit allows businesses to re-borrow funds after principal is repaid.

● A Long Term Loan, usually requires collateral (secured loan) and is typically has at least a 5 year term. The loan term frequently matches the estimated life of the collateral. i.e. Commercial Real Estate ("CRE") loans usually have a 20-30 year term.

● A Business Plan Start Up Loan ("BP Loan") is designed for owners who have less than a 650 credit score. BP Loan will require the following:
     ● Business plan,
     ● Two (2) years of month-by-month projections,
     ● Detailed Budget,
     ● Owner resume,
     ● Collateral List, and
     ● Other related documentation per each lender's specifications).

    • All financing is On Approved Credit ("OAC")

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Business Information

Tell us about your business

Company Legal Name *

Business's Doing-Business-As (DBA) Name *

Business Address *

Address Line 1

Address Line 2

City

State

Zip Code

Layout

Business Website / URL

Please input your website or facebook URL address.

FEIN

Federal Employer Identification Number XX-XXXXXXX

Business Phone *

When was your business established?

For this question, please report the estimated date you registered your business with the IRS and obtained your EIN number.

What does your business do? *

Describe what your business does in one to two sentences.

To whom does your business provide services or products? *

B2B (Business-to-Business)
B2C (Business-to-Consumer)
Both B2B and B2C

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Business Owners & Authorized Contacts

Primary Owner's Legal Name *

First

Last

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Owner's Social Security Number (SSN or ITIN) *

XXX-XX-XXXX

Owner's Date of Birth *

Owner Email *

Email

Confirm Email

Owner Address *

Address Line 1

Address Line 2

City

State

Zip Code

Owner Phone *

Layout

Owner's Driver License Number *

Driver License State and Expiration Date *

i.e. UT 12/2023

Layout

Upload Owner's Driver License (Front) *

Click or drag a file to this area to upload.

Upload the owner's Driver License, Passport, or other similar photo ID. (must be a jpg, pdf, or png file)

Upload Owner's Driver License (Back) *

Click or drag a file to this area to upload.

Upload the owner's Driver License, Passport, or other similar photo ID. (must be a jpg, pdf, or png file)

Percent of Ownership *

Please input the percent of ownership for the primary owner above

Other Authorized Email(s)

Email addresses for anyone else who should receive notification about this application.

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Other Credit Information

Please input the following information for the applicant business and the Primary Owner, that was previously listed.

What is the business average monthly revenue (cash / cc receipts)? *

Do you have any tax liens or judgements filed against you or your business? *

No
Yes

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Last Year's Business Tax Return (Most Recent) *

Click or drag files to this area to upload. You can upload up to 2 files.

● Please upload this document in pdf format, and if your document is password protected, please rename the filename to include your password in the filename.

● If your taxes are past due, and your application will be processed after April 15 (IRS tax filing deadline) please also upload a copy of your filed IRS For example, if your password is 1234, you would rename the file "2022 1040 Return John Doe 1234.pdf"

● If you are a Startup and do NOT have Business Tax Returns yet, please upload your Personal Tax Return.

Business Tax Return from two (2) years ago *

Click or drag files to this area to upload. You can upload up to 2 files.

● Please upload this document in pdf format, and if your document is password protected, please rename the filename to include your password in the filename. For example, if your password is1234, you would rename the file "2021 1040 Return John Doe 1234.pdf"

● If you are a Startup and do NOT have Business Tax Returns yet, please upload your Personal Tax Return.

Business Tax Return from three (3) years ago *

Click or drag files to this area to upload. You can upload up to 2 files.

● Please upload this document in pdf format, and if your document is password protected, please rename the filename to include your password in the filename. For example, if your password is1234, you would rename the file "2020 1040 Return John Doe 1234.pdf"

● If you are a Startup and do NOT have Business Tax Returns yet, please upload your Personal Tax Return.

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We want to help...

Please tell us how you heard about NovaFi: *

Small Business Development Center (SBDC: sba.gov/sbdc)
Service Corps of Retired Executives (score.org)
Bank, credit union, or other lending institution
CPA, attorney, or other similar professional
Suazo Business Center (suazocenter.org)
Social Media
Past Client
Internet Search (i.e. Google, Safari, MSN, Yahoo, etc.)
Other

Please mark all boxes that apply

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ACKNOWLEDGEMENT AND CERTIFICATION

I. An authorized business representative certifies that all principals with twenty percent (20%) ownership or more ("Principals") acknowledge, certify and agree that the Borrower (or Co-Borrowers) and Guarantor (or Co-Guarantors) represents to NovaFi, LLC, and all NovaFi, LLC lending partners (“Broker”) a. You are authorized on behalf of the business whose name you have entered to initiate this pre-qualification process for credit and use the Service, and b. All information you provide is true, correct and complete and that you will notify us of changes to such information. II. You understand and agree that Broker and our personnel, agents and assignees are authorized to contact third parties to conduct background checks and other investigative reports and make credit report inquiries (including requesting business and personal credit bureau reports from credit reporting agencies and other sources), and that Broker has the authority for the foregoing in connection with any update, renewal, or extension of the credit to the business on whose behalf you are initiating this pre-qualification process for credit. a. By agreeing to these Application Terms, you are providing ‘written instructions’ to Broker under the Fair Credit Reporting Act authorizing it to obtain information from your personal credit profile* to conduct a pre-qualification for credit in connection with your business. b. You are confirming that you are personally liable as a principal of the business. III. Consent to Referral: You agree that Broker may disclose the information you provide to us, or that we obtain pursuant to the credit authorization process discussed above, to third parties to whom Broker may refer you or your inquiry or application for financing or other services. You hereby authorize Broker to submit such inquiries and applications for financing to third parties on your behalf and to take such further actions as may be necessary or convenient in furtherance of such inquiries and applications. You acknowledge that Broker may receive compensation from third parties for referrals and/or submissions to third parties. In making such referrals and/or submissions, you acknowledge and agree that no fiduciary relationship shall be established between you and Broker. You should carefully consider the terms and conditions of any offers of financing or other services that you may receive.

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Authorized Signature *

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Application

Business Information

Business Owners & Authorized Contacts

Other Credit Information

Required Documentation

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ACKNOWLEDGEMENT AND CERTIFICATION