Owner-operated property

Stake your claim on a new property for your small business

We’ll show you how easy it is to move away from leasing and into a new space you control.

What do you pay each month to house your business? Wouldn’t you rather put that money into building equity than into someone else’s pocket? Our real estate financing solutions will help you do exactly that. Choose from a range of private lenders, federal financing, and certified development companies to get your business into a new space.

Buy, build, and expand with the right financing from the right source. We know every business has its unique challenges. That’s why we listen to your plans and goals to find the best fit to help you succeed. Contact us today and move away from restrictive leases, uncooperative landlords, and wasted cash.

Real estate loans

The price of new real estate can be intimidating. Even properties that have been around for years still cost hundreds of thousands of dollars. That’s not always doable for a small business. Real estate loans from our lenders break large upfront costs down into manageable payments so you can fit real estate into your budget.

Real estate loans come in many shapes and sizes from enormous warehouses to cozy storefronts. That’s why it’s important to have the right broker to show you the way. We’ll help you navigate real estate financing options and make sure your application is optimized for the best financing outcome.

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SBA 7(a) & 504

If you’ve been searching for real estate financing with no success, try a loan backed by the Small Business Administration. The SBA partners with private lenders to encourage them to give small businesses a second look. Eligible small businesses can secure $5M or more in real estate financing.

Minority-owned, women-owned, and businesses with less than $5M in annual revenue are ideal candidates for SBA loans. SBA 7(a) and SBA 504 loans are the most popular, but several more options exist. Let us help you explore SBA funding for your next small business move. Contact our brokerage team today.

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Commercial real estate

Your business’s growth is limited by the space you have available. When you’ve reached capacity, it’s time to expand your footprint. Move to a bigger property or open up a new branch with commercial real estate loans from our network. Whether you’re seeking to buy and hold or buy and resell, we have the financial tools you need.

Commercial real estate loans are available to business owners who want to move their operations into a new space, share extra space with outside businesses, or branch out to build more equity. Take advantage of our relationships with reliable lenders and see how far you can build.

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Owner-occupied construction

If you don’t see what you want on the market or real estate costs are too high, build new property instead. Owner-occupied construction lets you decide exactly how you want your space to look, feel, and function. Businesses that plan to use at least 51% of the new building’s available space may qualify for special financing.

As long as you have a reliable contractor, an exit strategy, and an adequate budget, your small business can qualify for funding. One of our dedicated brokers will look at your case and match you with several loan options. Once you decide, we’ll help you get your application ready and apply.

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Lower interest rates are available to owner-occupants.

SBA loans give small businesses a second chance at financing.

Build equity instead of wasting money.

Financing makes real estate more affordable.

Q. What is owner-operated property?

Owner-operated describes a property that is owned by a company that also uses the building. That’s different from an owner who rents out the property but doesn’t use any of the space themselves.

Q. How much is a down payment on a commercial real estate loan?

The answer depends on the lender and the type of loan being offered. Typical CRE down payments are from 15% to 35%. SBA loans don’t require as much down as other commercial loans.

Q. What if I want to lease out space in my building?

The SBA requires the owner to occupy at least 51% of the building’s available space to be considered an owner-operator. Other lenders may have different requirements, but you can lease any additional space to outside companies.

Q. What is considered “available space” in an owner-occupied building?

The total square footage in a building may include areas like crawl spaces, wall cavities, and utility closets. However, those areas can’t normally be used as workspace. Available space includes only the areas that a business can realistically use to house its operations.

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